Catchy title is it not? The kicker is that it is true, so read on and find out why.

This is yet another interview with one of Sir Richard Branson’s latest Adventures in Capitalism, which is Virgin Money.

OK, here it is!

This is an interview with Helen Payne Watt from Virgin Money USA. Virgin Money also operates in the UK, South Africa, and Australia. So, all of you readers there listen up too!

If you have ever thought about looking for Private Money or becoming a Private Lender yourself, you NEED to listen to this interview.

It is full of my normal “umms”, “aaaa’s ” and “Wow’s” and “Holy Smoke’s” of course, as well as my scintillating interviewing techniques, but really beyond that it also full of things that I bet you probably have not heard of before that you can use right away.

• How about a Reverse Mortgage Alternative for those of you with Aging Parents?

• How about Private Student Loans?

• Real Estate Loans Of All Types?
  

And of course as you know, I think that…… no let me take that back. I know that Private Lending should be your first choice if you are looking to fund your business if at all possible. This can be true regardless if it is an established company, or a brand new baby. Listen to the interview and you will hear why.

We also discuss how to do a Private Loan with family members. Contrary to what you may have heard, I highly suggest doing so if you have the means. This is the best way to keep wealth in the family. Plus if done right, it can be done without a single headache or a hassle and actually bring the family together.

Keeping further in-line with the Private Lending theme, I am announcing one of my new pet projects that has been in the works for about four years now.

Where Can I Find Good Borrowers and Lenders For Private Lending?

One of the questions that I keep being asked repeatedly by people interested in Private Lending both from Borrowers and Lenders is this. “Where can I find a good Borrower or Lender?”

Well, I have been nosing around the Internet for quite some time and I have not found “the place” for Private Lending. In everyplace I looked, I found what was offered did not live up to my expectations or was what I thought really expensive for the services offered once you looked closely. They looked nice but they were all Hat and No Cattle.

Well, I am happy to announce my solution to bring together Private Money Lenders and Borrowers is www.FundingDesk.com. Can you believe I got the domain name for $6 bucks? (Domain names are a whole other investment success story for a later date!)

We are in Pr-Launch mode at the moment but what I can tell you is this.

It is going to be the best place available anywhere for Private Lenders and Borrowers to meet, learn, and to transact business.

Think of it as a dating and information site for Private Lending, with a lot of other information on loans, business, and money.

You will be able to find Private Lenders and Borrowers, take a look at what other people have to say about them, exchange information in a professional and private manner, as well as have access to some really great tools that I will let you in on very soon.

Of course we will also have some other innovative Commercial sources for money as well, but the site is going to focus on the Private Lending side of things.

Go click on the logo above and sign up for the Pre-Launch as I am going to shower you with a bunch of free goodies.

In addition, we are digging everywhere to find the best resources and information to help make your next Private Lending transaction profitable and a true Win-Win situation.

If not done right, they can blow up in your face and I will share my good and bad experiences with you so that you can avoid the bad situations and I have had some Doozies. They still hurt just thinking about them. But, the good news it that they are avoidable and I can make sure you have the information so they will not happen to you.

Here is just some of what will be on Funding Desk. I want to give you a few pointers that you can use right now, so here goes.

Setting Expectations

The biggest way to ensure good results in a Private Lending transaction is to find out and document the expectations and perceived obligations of both the Borrow and Lender.

Are You Reading The Same Book?

Do not assume you are on the same page even with supposedly obvious things. Discuss and write down everything, otherwise you might not only find out your are not on the same page, but you are reading different books!

Using someone like Virgin Money will help with the documentation but, what I am talking about is laying things out before you get there.

You need to sit down and write out on paper the what ifs. This may be a bit uncomfortable to do now, but it is a whole lot less so than getting into a misunderstanding later.

First off, what options are there for payments? Guess what? Things do not always go as planned. Do you have an interest only option? Do you have a skip one payment and add it to the back of the loan option?

If you are the Borrower, are you sharing your accounting information with your Lender? This may help establish trust and there are several ways to do this that I will share with you on Funding Desk.

If you are the Lender, do you have the option of stepping in and helping if things do not go as planned? If this mechanism is put in place upfront, it can save you some very big headaches and often times rescue the loan. Many times, just having open communications with the other party can help. In fact, it is essential in my book.

I am also going to show you what happens when you have a Borrower or a Lender that goes crazy and becomes irrational with you. I have had both happen. I will show you ways to avoid this and show you the Top 3 Warning signs that you are dealing with a squirrel that has a few nuts missing or worse, you have a kleptomaniac squirrel. It will help you avoid the Loons and the Crooks.

What else? I also want to show you how to deal with family members both as Borrowers and Lenders. I had to learn this the hard way and believe me, the price for those lessons was way too high. I will show you how to drastically reduce the tuition for that class.

Do you see why doing the Private Lending transaction correctly is one of the main reasons why I brought you this interview with Virgin Money?

As I hope you have gathered by now, I truly want to see you succeed in using Private Lending as a vehicle to create wealth. It can be done easily and profitably.

Private Lending is one of the most valuable yet misunderstood tools out there to achieve success and wealth. But once you know how to use it properly, you really can write your own ticket. I know I have had some awesome Private Lending experiences and that is how they should be and will be once you know how to put them together correctly.

But, in order to help make sure you have a good Private Lending experience, you need to have the proper documentation and servicing for both parties. Ding, ding, ding…. Virgin Money is the bell that you hear ringing.

Using Virgin Money separates you from the herd out there.

Just think about it. When you approach your Private Lender or Borrower, whichever the case may be, and you let them know that Virgin Money will be handling the paperwork and payment transactions, do you think that will lend a huge amount of credibility to you? Absolutely!

So, do yourself a big favor right now and listen to the interview below and see how Virgin Money is going to help you with your Private Lending transaction and then go sign-up for the Pre-Launch of Funding Desk. You will be glad that you did!

I can assure you that these are are two things that you will be thanking me for in the near future.

Enjoy, Learn, Do!
Andrew Anderson

     I have been trying to get this set up for awhile now and can finally announce that I will be doing an interview with someone from one of Sir Richard Branson’s latest ventures in Capitalism which is Virgin Money.

     This is in-line with my Private Lending theme that I have gone into several times here and from what I have been seeing, I am going to go on the record for I Am An Investor and say that it is perhaps these fastest growing segment of the Financial Market and that once again, Richard Branson and his team are way ahead of the pack on capitalizing on this capital market.  Pun intended…

     I am certain that this will be a great addition to the Private Lending series so you will want to make sure to stop back in this weekend and listen to the interview.

Cheers,
Andrew Anderson

By Andrew Anderson 4:37 AM CST

I ended up having a very interesting conversation with Mr. Gordon Chang this week on the topics of China, Tibet, The Olympics, North Korea, McDonald’s, Coca-Cola, Pepsi, The Dollar, and add to these items the price of pork, gas lines, and Richard Nixon.

Not to leave out you of course, we have last but not least what we Investors might look for when investing in China and China’s impact on America.

This ran a bit longer than I had intended but then again I could have talked for an hour. There is so much going on now. I really enjoyed this interview. As you will see, we start getting into some pretty specific issues towards the end.

I have to apologize about the volume in the beginning, but you should be fine.

If you have any interest in the world around, you will definitely want to listen and hear information you will not find in the normal Media. He has some very interesting things to say about the Dollar, where America Stands with China, and the Trade Deficit. You might just be surprised!

Enjoy! (more…)

I had the chance to interview the founder and CEO of Richard Branson’s latest venture, Virgin Charter, Scott Duffy yesterday afternoon.

We spoke about Virgin Charter, the how and why of the opportunity they have, why it makes sense for people to use their services, and advice on how to invest in what is perhaps your own best investment, investing in yourself.

What Virgin Chart does in a nutshell is that it works with operators of private jets and and helps keep them filled with paying passengers. Quite often, a jet will take a people to their destination, and end up flying back to home base empty. So, rather than flying empty with no paying passengers, Virgin Charter lets people bid on these otherwise empty trips.

You can book jets like a Citation, Lear, Gulfstream and everything else in the modern jet fleet.

The jet operator receives basically found money and the new Virgin Charter customers get a great deal on travel. How is that for a win-win situation?

In a truly free capitalistic society, inefficiency usually gets solved by someone making a profit for solving it! –Andrew Anderson

This is a much more efficient use of resources don’t you think? You can also book a regular charter flight there as well. So if you have an aircraft or use charters, you should definitely look into what they have to offer.

Also, if you have never flown by private jet, there is nothing like it. It can literally save you a whole day when traveling. You are normally able to fly directly into smaller airports which are usually closer to your actual destination. There is no delay or hassle with running the security gauntlet while they pat down old ladies in wheelchairs and you don’t have to jostle for a cramped seat next to someone that has not discovered that new invention called deodorant.

You can actually get work done while flying. It is nice to arrive fresh and ready to go close that deal. If you ever want to make an impression with a potential client, have them pick you up at the airport as you step off your charter. They don’t have to know that it did not cost an arm and a leg, or better yet let them know that it didn’t. They will probably appreciate the tip the next time they travel and be impressed by your thrift and efficiency.

If you are traveling with a group of 8 to 10 people with your company, this can really be an economical way to travel, especially with last minute trips.

Here is the interview. (more…)